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XM vs XTB: platforms, accounts and countries

The best broker depends on your country, platform, product and total cost. We compare verifiable differences to help you choose; an IB commission does not determine a winner.

The best broker depends on your country, platform, product and total cost. We compare verifiable differences to help you choose; an IB commission does not determine a winner.

XM

Standard, Ultra Low and Shares accounts in the global offering. MetaTrader 4 and MetaTrader 5 access depends on account and entity.

Choose your platform
MetaTrader 4 · MetaTrader 5
Account types
Standard, Ultra Low and Shares in the published global offering. Availability depends on country and entity.

Standard and Ultra Low have different spread conditions. Ultra Low swap exemptions cover selected instruments only; check instrument commission, conversion and financing.

Official sources for this profile

Sources checked:

These sources document products and platforms. The entity, pricing and eligibility for your residence must match the contract you receive.

View profile and sources ↗

XTB

Proprietary xStation platform. The LATAM offering separates stocks/ETFs and CFDs; Chile has its own documentation and entity.

Choose your platform
xStation
Account types
LATAM offering with separate stock/ETF and CFD terms on xStation. Check the product and entity in your contract.

The LATAM table separates stocks/ETFs from CFDs. It publishes 0.5% currency conversion; CFDs also involve spreads and financing. Stock/ETF terms include a monthly volume threshold, not an unlimited exemption.

Official sources for this profile

Sources checked:

These sources document products and platforms. The entity, pricing and eligibility for your residence must match the contract you receive.

View profile and sources ↗
Compare these options ↗

This table reflects our IB program routes. Accepting an application is not local regulatory authorization or a guarantee of account approval. Confirm residence, entity and documents in the broker's form.

Where they differ

XM

Standard, Ultra Low and Shares accounts in the global offering. MetaTrader 4 and MetaTrader 5 access depends on account and entity. Standard, Ultra Low and Shares in the published global offering. Availability depends on country and entity.

XTB

Proprietary xStation platform. The LATAM offering separates stocks/ETFs and CFDs; Chile has its own documentation and entity. LATAM offering with separate stock/ETF and CFD terms on xStation. Check the product and entity in your contract.

To establish a cheaper option, we would need matching entity, instrument, size, time, platform and funding period. Account models alone do not establish that conclusion.

Sources and checks

XM

XM · Legal documents ↗XM · Account types ↗XM · Ultra Low swaps ↗XM · Deposits and withdrawals ↗

XTB

XTB LATAM · Legal ↗XTB LATAM · Terms and fees ↗

Data checked on October 13, 2026. Final acceptance depends on the broker and your residence.

Methodology and IB relationship ↗

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