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Is XTB safe? Entity, license and contract

Check your contracting entity, its official register and written protections. A brand or demo account does not guarantee your capital.

The best broker depends on your country, platform, product and total cost. We compare verifiable differences to help you choose; an IB commission does not determine a winner.

XTB

Proprietary xStation platform. The LATAM offering separates stocks/ETFs and CFDs; Chile has its own documentation and entity.

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xStation
Account types
LATAM offering with separate stock/ETF and CFD terms on xStation. Check the product and entity in your contract.

The LATAM table separates stocks/ETFs from CFDs. It publishes 0.5% currency conversion; CFDs also involve spreads and financing. Stock/ETF terms include a monthly volume threshold, not an unlimited exemption.

Official sources for this profile

Sources checked:

These sources document products and platforms. The entity, pricing and eligibility for your residence must match the contract you receive.

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This table reflects our IB program routes. Accepting an application is not local regulatory authorization or a guarantee of account approval. Confirm residence, entity and documents in the broker's form.

How to assess safety without an absolute promise

  1. Copy the legal entity from the contract shown for your residence.
  2. Find that entity and license number in the stated regulator's register. Check the domain and service scope as well.
  3. Read segregation, negative balance, complaints, jurisdiction and any compensation scheme. Do not transfer a European entity's protections to an international account.
  4. A license does not eliminate market losses. Avoid guaranteed-profit claims and use official channels.

We do not publish a universal license or safety score: the customer's entity must be confirmed when contracting.

Sources and checks

XTB

XTB LATAM · Legal ↗XTB LATAM · Terms and fees ↗

Data checked on October 13, 2026. Final acceptance depends on the broker and your residence.

Methodology and IB relationship ↗

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