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Is XM safe? Entity, license and contract

Check your contracting entity, its official register and written protections. A brand or demo account does not guarantee your capital.

The best broker depends on your country, platform, product and total cost. We compare verifiable differences to help you choose; an IB commission does not determine a winner.

XM

Standard, Ultra Low and Shares accounts in the global offering. MetaTrader 4 and MetaTrader 5 access depends on account and entity.

Choose your platform
MetaTrader 4 · MetaTrader 5
Account types
Standard, Ultra Low and Shares in the published global offering. Availability depends on country and entity.

Standard and Ultra Low have different spread conditions. Ultra Low swap exemptions cover selected instruments only; check instrument commission, conversion and financing.

Official sources for this profile

Sources checked:

These sources document products and platforms. The entity, pricing and eligibility for your residence must match the contract you receive.

View profile and sources ↗

This table reflects our IB program routes. Accepting an application is not local regulatory authorization or a guarantee of account approval. Confirm residence, entity and documents in the broker's form.

How to assess safety without an absolute promise

  1. Copy the legal entity from the contract shown for your residence.
  2. Find that entity and license number in the stated regulator's register. Check the domain and service scope as well.
  3. Read segregation, negative balance, complaints, jurisdiction and any compensation scheme. Do not transfer a European entity's protections to an international account.
  4. A license does not eliminate market losses. Avoid guaranteed-profit claims and use official channels.

We do not publish a universal license or safety score: the customer's entity must be confirmed when contracting.

Sources and checks

XM

XM · Legal documents ↗XM · Account types ↗XM · Ultra Low swaps ↗XM · Deposits and withdrawals ↗

Data checked on October 13, 2026. Final acceptance depends on the broker and your residence.

Methodology and IB relationship ↗

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